Power your Mexico operations with real-time, 24/7 payments via SPEI

SPEI (Interbank Electronic Payment System) is Mexico’s real-time bank transfer network, operated by the Bank of Mexico. It enables individuals and businesses to send and receive funds between Mexican bank accounts instantly — 24/7, 365 days a year.

With Cobre, your company can tap into SPEI to automate payments and improve financial operations with speed and reliability.

With Cobre, you can integrate your SPEI payments easily and securely. Our platform allows you to schedule transfers, make bulk payments, and get real-time confirmations through our portal or API integration. Forget manual processes and optimize your financial operation.

SPEI 24/7 allows sending and receiving electronic transfers every day of the year, regardless of the time. Cobre connects directly to SPEI so your company can operate without interruptions, execute immediate payments, and receive collections anytime—even on weekends and holidays.

The best way is to use a solution like Cobre, which connects directly to the Bank of Mexico’s SPEI system. With Cobre, you can schedule individual or bulk payments, disperse funds, and operate 24/7 without relying on traditional banking hours.

With Cobre, you can generate unique CLABE accounts for each client or transaction, allowing you to receive payments in Mexico automatically and organized. Each transfer is reconciled in real time, without manual intervention, and connects directly with your accounting system.

At Cobre, we automate payments and collections through our platform. You can schedule bulk payments, assign personalized CLABEs to each client, and connect your financial management system via API. This eliminates manual tasks and saves time in your operations.

CLABE (Standardized Bank Key) is the number that identifies a bank account in Mexico to receive transfers. With Cobre, you can generate unlimited CLABE accounts for your company, allowing you to automate collections, instantly identify incoming payments, and have total control over your finances.

No, the CLABE is not exactly the same as a regular account number. The CLABE (Clave Bancaria Estandarizada) is a standardized 18-digit bank key used in Mexico to identify bank accounts uniquely for electronic funds transfers. It includes the bank code, branch code, account number, and a control digit. While your account number is part of the CLABE, the CLABE itself is a full, standardized identifier required for interbank electronic payments in Mexico.

The CLABE (Clave Bancaria Estandarizada) is an 18-digit standardized bank code used in Mexico to ensure secure and accurate electronic transfers between bank accounts. It was created by the Mexican banking system to uniquely identify each bank account and simplify interbank payments via the SPEI system. The CLABE contains information about the bank, branch, account number, and a control digit for verification.

Cobre lets you assign a unique CLABE account per client, branch, or concept. This makes automatic real-time reconciliation possible, reduces errors, and gives you clear visibility of who paid, when, and why. This way, your treasury becomes more organized and efficient.

With Cobre, each incoming transfer is automatically identified and linked to the corresponding client or invoice. This eliminates manual work reviewing bank statements, reduces errors, and improves your finance team’s efficiency.

Yes. Cobre offers API integrations to connect your ERP, CRM, or accounting software. This allows you to fully automate your treasury flows and keep data synchronized across systems.

Our platform implements advanced security measures including two-factor authentication, SSL encryption, and complies with the Bank of Mexico’s security standards for SPEI transactions.

This is the default rich text value

This is the default rich text value

This is the default rich text value

This is the default rich text value

This is the default rich text value

This is the default rich text value

This is the default rich text value

This is the default rich text value