We are building Latin America’s financial infrastructure

Cobre enables companies to send and receive payments across the region with a single integration.

Three properties of copper that define our company’s essence

Conductor

We move payments quickly, complying with local, regional, and global regulations.

Adaptable

We build flexible solutions with our clients’ finance and tech teams.

Resistant

We build resilient infrastructure for mission-critical operations.

Our story

A big idea, a big obstacle

It all started with an ambitious vision: to build an immediate, accessible, and efficient payment system that would transform the day-to-day operations of companies in Latin America. But our first attempt faced a tough reality: in Colombia, we were considered a telecommunications operator, and we needed a million dollars to operate as a financial entity. At that moment, it felt out of reach.

Thinking differently

Instead of abandoning the idea, we decided to rethink it. What if, instead of building from scratch, we leveraged the private sector’s existing infrastructure? That question led to a new strategy: collaborating with those already part of the financial and technological system, who needed modern tools to operate efficiently.

Launch in Colombia

In 2020, we officially launched Cobre. A small team, with a clear mission: to build the business payments infrastructure Latin America needs. From the beginning, we focused on solving what frustrates companies the most: slow processes, manual dependencies, and unreliable data.

Model consolidation

Colombia became our testing ground. There, we gained a deep understanding of the challenges companies face when moving money with precision and speed. We learned that it’s not just about sending or receiving payments, but about creating an automated, connected, and programmable system—designed by businesses, for businesses.

Expansion to Mexico

In 2024, we took the next step: we arrived in Mexico, the second-largest market in the region. We did it with a solid infrastructure and key learnings from Colombia. Today, we support Mexican companies in their financial modernization process, providing them with technology that makes money flow as it should: fast, reliable, and frictionless.

Today: The mission is more alive than ever

Cobre builds technology to solve the biggest challenges in money movement for companies in LatAm:

Speed: instant transfers, even outside banking hours.
Automation: API integration to eliminate manual processes.
Data consistency: full visibility of cash flow in real-time with complete traceability.

Our infrastructure empowers companies to build new products, optimize their treasury, and free up their teams from operational tasks.

Nuestra historia

Una gran idea, un gran obstáculo

Todo comenzó con una visión ambiciosa: construir un sistema de pagos inmediato, accesible y eficiente que transformara el día a día de las empresas en América Latina. Pero el primer intento nos enfrentó a una realidad compleja: en Colombia, o éramos un operador de telecomunicaciones, o necesitábamos un millón de dólares para operar como entidad financiera. En ese momento, parecía inalcanzable.

Pensar diferente

En vez de abandonar la idea, decidimos replantearla. ¿Y si, en lugar de construir desde cero, aprovechábamos las infraestructuras ya existentes del sector privado? Esa pregunta dio paso a una nueva estrategia: colaborar con quienes ya forman parte del sistema financiero y tecnológico, pero necesitaban herramientas modernas para operar con eficiencia.

Lanzamiento en Colombia

En 2020, lanzamos oficialmente Cobre. Un equipo pequeño, con una misión clara: construir la infraestructura de pagos empresariales que Latinoamérica necesita. Desde el inicio, nos enfocamos en resolver lo que más frustra a las empresas: procesos lentos, dependencias manuales y datos poco confiables.

Consolidación del modelo

Colombia fue nuestro laboratorio. Allí entendimos en profundidad los desafíos de las empresas para mover dinero con precisión y velocidad. Aprendimos que no se trata solo de enviar o recibir pagos, sino de crear un sistema automatizado, conectado y programable, pensado desde el negocio y para el negocio.

Expansión a México

En 2024, dimos el siguiente paso: llegamos a México, el segundo mercado más grande de la región. Lo hicimos con una infraestructura sólida y aprendizajes clave desde Colombia. Hoy, acompañamos a empresas mexicanas en su proceso de modernización financiera, brindándoles tecnología que hace que el dinero fluya como debería: rápido, confiable y sin fricciones.

Hoy: La misión sigue más viva que nunca

Cobre construye tecnología para resolver los mayores retos del movimiento de dinero para empresas en LatAm: 

Velocidad: transferencias instantáneas, incluso fuera del horario bancario.
Automatización: integración vía API para eliminar procesos manuales.
Consistencia de datos: visibilidad total del flujo de fondos, en tiempo real y con trazabilidad completa.

Nuestra infraestructura potencia a las empresas para construir nuevos productos, optimizar su tesorería y liberar a sus equipos de tareas operativas.

+12 millon

transactions completed in 2024.

+US$10 billion

in motion, optimizing liquidity and accelerating business.

Borderless international payments

+20.000

in motion, optimizing liquidity and accelerating business.

We operate from 2 Latin American countries for the world.

Operamos desde 2 países de Latinoamérica, para el mundo.

+24 industrias

confían en Cobre para transformar su operación financiera.

+24 industries

trust Cobre to transform their financial operations.

+250 clients

across 8 countries: Colombia, Uruguay, Mexico, Brazil, Chile, Peru, Switzerland, and Canada.

Meet the founders

Co-founder and CEO of Cobre since 2020. Under his leadership, Cobre has grown to serve over 250 clients and move hundreds of millions of dollars each month. Prior to Cobre, José Vicente served as Finance Director at OYO Rooms and was a consultant at McKinsey & Company. He is a graduate of the Wharton School at the University of Pennsylvania, where he studied finance and business analytics.

Co-founder and CRO of Cobre, where he has led the development of key teams across product, sales, and marketing. Prior to Cobre, he was Global Growth Strategy Director at Selina, where he helped expand the company from 5 to 150 properties in just two years. Felipe is an economist and graduate of the Wharton School at the University of Pennsylvania, with a focus on real estate and operations management.

Alberto Chejne

Head of Financial Segment

Alberto Chejne

Head of Financial Segment

Co-founder of Cobre and a key force behind the transformation of business financial management in Latin America. With a strong background in software and fintech, he has led strategic partnerships and innovative solutions that simplify how companies move money.

Co-founder and Chief Technology Officer (CTO) of Cobre since 2020. With a strong background in digital identity and fintech projects, he led the Interbank Digital Identity initiative at Banco de Bogotá and oversaw software delivery at the Chilean fintech Modyo. He holds a specialization in management and project administration from Universidad del Rosario.

More than 250 leading companies trust Cobre

Pexto Colombia SAS, Cobre’s legal entity

When you open domestic payments with Cobre, you do so through our legal entity ‘Pexto Colombia’, which is owned by the team that founded Cobre and is used by companies to manage their treasury.