Multi-Currency Cross-Border Payments for Businesses

Cross-border payments are international transactions where the payer and the payee are based in different countries. These payments move through a network of banks, payment service providers, or fintechs, and often involve currency conversion, foreign exchange rates, and correspondent banking relationships.

With Cobre, you can transfer funds to and from LatAm countries in real time. Our cross-border payments infrastructure supports instant transactions in USD, MXN, COP, PEN, CLP, and other currencies—without delays or intermediaries.

We offer competitive rates with no hidden fees or bank commissions. Our model reduces the use of intermediaries, resulting in lower transaction costs.

Yes. Cobre is designed for B2B payments, enabling companies to move large volumes across borders with speed, transparency, and cost efficiency. Whether you're paying international suppliers or transferring funds between entities, Cobre streamlines your cross-border payment operations.

Yes. Our infrastructure has processed over 20 million transactions and more than $10M USD. It’s built to scale with your business across multiple jurisdictions and payment use cases.

With Cobre, businesses can send funds from the United States and receive Mexican pesos within minutes. Our model is designed to deliver speed, traceability, and efficiency—without the high costs or delays of traditional methods.

All you need is the beneficiary’s information and to initiate the transfer from your U.S. account. We handle the rest so your business operations continue without interruption.

With Cobre, businesses can send funds from the U.S. and receive Colombian pesos within minutes. Our system ensures agility, traceability, and efficiency without the high costs or delays of traditional methods. All you need is your beneficiary’s details and to initiate the instruction from your U.S. account. We’ll handle the rest so your business can keep running without disruption.

Cobre simplifies transfers between Colombia and Mexico through an optimized process designed for companies operating in both countries.Our infrastructure ensures fast and secure fund delivery while complying with local regulations and adapting to each client’s operational structure. You can centralize your regional treasury and execute critical payments with more control.

You can send USD from the United States and other countries, as long as you have a corporate bank account at origin. Based on your country and currency, Cobre will determine the most efficient way to process your transfer.Do you operate across multiple countries? We’ll help you define the best strategy for sending and receiving foreign currency across your regional operations.

Yes. With Cobre, your business can receive payments from the U.S. or other countries—including those within Latin America—quickly, securely, and with full regulatory compliance. It’s ideal for exporters and service providers who need reliable cross-border collections with complete traceability.

Yes. With Cobre, you can send and receive money in USD, COP, CLP, PEN, and other currencies. Our platform supports multi-currency transactions to simplify cross-border trade and international payments.

Yes. Cobre offers API integrations to help automate payments and enable real-time reconciliation with your internal systems.

Domestic payments take place within a single country and currency, often using local payment systems. Cross-border payments involve multiple currencies, jurisdictions, and intermediary banks, which can increase transaction fees and processing times. Unless streamlined by modern payment platforms like Cobre.

Correspondent banking involves multiple financial institutions processing a single international payment. This traditional system can take 2–5 days due to time zone differences, compliance checks, and messaging delays. Cobre bypasses intermediaries for real-time payments with fewer steps.

Payment service providers (PSPs), fintechs, remittance companies, importers, exporters, and multinational corporations that operate across LatAm and other regions can benefit from our fast, secure, and cost-efficient international payment systems.

Yes. Our cross-border payment solutions help streamline payments for import/export businesses, reduce transaction fees, and improve cash flow along global supply chains.

By eliminating intermediaries and correspondent banks, Cobre simplifies the payment infrastructure. This leads to up to 40% reduction in transaction fees and fewer errors in the payment process.

Our real-time exchange rate engine allows users to check foreign exchange rates 24/7. This ensures accurate conversions and helps optimize your international transactions without delays.

Traditional cross-border payment systems rely on messaging delays and multiple banks. Cobre provides instant payments with direct settlement, full traceability, and real-time visibility into fund flows, reducing friction and improving user experience.

Real-time payments enable same-day settlement, better liquidity management, and quicker decision-making. For international trade, this translates into shorter supply chains and stronger financial control.

Cobre uses advanced AI, real-time monitoring, and proactive compliance to detect and prevent fraud. Ensuring every international transaction meets global standards and stays secure.

You can get started by requesting a demo or contacting our team. Our onboarding process is fast and designed for businesses that need real-time payments across different countries, currencies, and payment systems.